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Payments

Every way your customers want to pay

Integrated terminals so the cashier never re-types an amount, wallet QR at the counter, and online checkout on your ordering site.

Payments & Settlements

Cards, wallets, bank transfer and online checkout.

Category
Payments
Availability
Included in plan
Setup
Guided by our team
01

Integrated terminals, not parallel ones

A card machine sitting next to an unconnected till is a nightly reconciliation problem waiting to happen. Where an integrated terminal is available in your market, SumPOS pushes the amount to it, receives the result, and closes the sale automatically - eliminating mistyped amounts and the 'did that go through?' pause.

  • Amount pushed to the terminal; result returned to the bill
  • Automatic void and reversal on failed authorisation
  • Tip capture on the terminal where supported
  • Multiple terminals per counter
  • Fallback to manual entry when a terminal is down
02

Wallets, transfers and the local reality

In many markets, a QR wallet or a bank transfer is more common than a card. SumPOS records these as first-class tender types with reference capture, so your cash reconciliation is not a folder of screenshots.

  • Static and dynamic wallet QR at the counter
  • Bank transfer with reference number capture
  • Cash on delivery with rider settlement
  • Gift cards, store credit and vouchers
  • Customer credit accounts with limits
03

Settlements that match your bank

Card and wallet money arrives net of fees, days later, in batches. SumPOS matches acquirer payouts against the underlying transactions, books the fee to the right expense account, and shows you what is still outstanding.

  • Acquirer payout matching
  • Automatic fee posting
  • Outstanding settlement aging
  • Chargeback recording
  • Per-tender daily reconciliation report
Supported

What is covered

Specific, checkable detail - so you can confirm the fit before you commit to anything.

In store

  • Integrated card terminals
  • Contactless & chip
  • Mobile wallet QR
  • Cash with drawer control
  • Gift cards & store credit
  • Split across multiple tenders

Online

  • Card checkout on your storefront
  • Wallet checkout
  • Bank transfer with proof upload
  • Cash on delivery
  • Saved payment methods
  • Refunds initiated from SumPOS

Back office

  • Settlement reconciliation
  • Fee accounting
  • Chargeback tracking
  • Multi-currency tender
  • Daily tender summary
  • Cash-up variance reporting
FAQ

Payments & Settlements - questions

Still unsure about something? Ask us directly - a person answers, usually the same day.

No. SumPOS is billed as a subscription. You keep your own relationship with your acquirer or payment provider and whatever rate you have negotiated with them.

Ready to see your business on one screen?

The point of sale is free forever - unlimited registers, unlimited stores, no card required. Add the back office only when you actually need it.

No card required · Free forever · No commission on your sales · Your data stays yours